Acceptance of Terms of Use

The use of this site is subject to certain Terms of Use, which constitute a legal agreement between you and Business Growth Alliance, LLC (BGA), the owner and operator of www.bgallc.net and www.businessgrowthalliance.net. By using, accessing or browsing www.bgallc.net and/or www.businessgrowthalliance.net in any way, you acknowledge that you have read, understood, and agree to be bound by the Terms of Use. Please review the Terms of Use, and if you do not agree to the terms, do not use this web site.

Information on www.bgallc.net or any other sites owned and operated by BGA, may be changed or updated without notice, at any time. BGA may also make changes in these terms and conditions without notice. The user is bound by such revisions and should visit this page periodically to review the current terms and conditions of use.

Terms of Use

The material provided on this web site is protected by the United States copyright law and international copyright treaties. This web site is operated by Business Growth Alliance, LLC from its offices in the United States. Any claim relating to, and the use of, this web site and the materials contained herein is governed by the laws of the Commonwealth of Pennsylvania and the United States of America.

The material on this web site is copyrighted, and may only be used under the terms of the copyright notice listed below.

Copyright

Unless otherwise noted, all of the material on this web site is Copyright © 2006 by Business Growth Alliance, LLC and its Affiliate Member Firms unless otherwise noted. All rights reserved. No part of this web site may be reproduced, published, distributed, displayed, performed, copied or stored for public or private use in any information retrieval system, or transmitted in any form by any mechanical, photographic or electronic process, including electronically or digitally on the Internet or World Wide Web, or over any network, or local area network, without written permission of the author.

No part of this web site may be modified or changed or exploited in any way used for derivative works, or offered for sale, or used to construct any kind of database or mirrored at any other location without the express written permission of the author.

Thank you for respecting the intellectual property rights protected by the copyright laws of the United States and International Copyright Treaty.

Permission is granted to download and print the materials on this web site for personal, non-commercial use only, and to display it on your personal computer provided you do not modify the materials and that you retain all copyright notices contained in the materials. You may not use these images or text on your world wide web home page, nor may you post them to a WWW, FTP or BBS site.

You may not, without the author's express written permission, "mirror" any material contained on this web site on any other server. Any unauthorized use of any material contained on this web site may violate copyright laws and subject to violator to legal judgment and penalties.

Trademarks

All other products or name brands are trademarks or service marks of their respective rights holders. On this web site trade names, trademarks, and service marks of companies may have been used, but no such uses are intended to convey endorsement of, or any affiliations with, this web site by those companies.

All terms mentioned on this web site that are known to be trademarks or service marks have been appropriately capitalized and marked with either the ® or ™ symbol upon their first use. However, the author cannot attest to the accuracy of this information. Use of a term in this web site should not be regarded as affecting the validity of any trademark or service mark.

NO WARRANTIES

ANY MATERIAL, INFORMATION, TEXT, GRAPHICS, ILLUSTRATIONS AND PHOTOS ON THIS WEB SITE MAY CONTAIN TECHNICAL INACCURACIES, MISTAKES, ERRORS, OMISSIONS AND TYPOGRAPHICAL ERRORS, BOTH IN CONTENT AND PRESENTATION.

THE INFORMATION PROVIDED ON THIS SITE IS PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, NON INFRINGEMENT OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. NO ADVICE OR INFORMATION GIVEN BY BUSINESS GROWTH ALLIANCE, LLC OR THE AUTHOR SHALL CREATE ANY WARRANTY.

THERE SHALL BE NO LIABILITY ON THE PART OF BUSINESS GROWTH ALLIANCE, LLC OR ITS AUTHORS FOR ANY LOSS OR DAMAGE, DIRECT OR CONSEQUENTIAL ARISING OUT THE USE OF, OR INABILITY TO USE THIS INFORMATION.

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE SITE IS DONE AT YOUR OWN DISCRETION AND RISK, AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

REFERENCES TO CORPORATIONS, BUSINESSES, OR INDIVIDUALS, THEIR SERVICES AND PRODUCTS, ARE PROVIDED "AS IS" WITHOUT ANY WARRANTY. BUSINESS GROWTH ALLIANCE, LLC AND ITS AUTHORS DISCLAIM RESPONSIBILITY OR LIABILITY FOR ANY SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOSS OF USE, DATA, OR PROFITS, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF DAMAGE, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTIONS WITH THE USE OF PERFORMANCE OF THIS INFORMATION.

NO REPRESENTATION OR WARRANTY IS MADE THAT THE CONTENTS OF THIS WEB SITE, TEXT OR GRAPHICS ARE FREE FROM ERROR OR SUITABLE FOR ANY PURPOSE; NOR THAT IMPLEMENTATION OF SUCH CONTENTS WILL NOT INFRINGE ANY THIRD PARTY PATENTS, COPYRIGHTS, TRADEMARKS OR OTHER RIGHTS.

Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.

DISCLAIMER OF LIABILITY

VISITORS TO THIS WEB SITE ASSUME ALL RESPONSIBILITY AND RISK FOR THE USE OF THIS SITE, LINKS TO OTHER WEB SITES ON THE INTERNET, AND THE INTERNET GENERALLY. BUSINESS GROWTH ALLIANCE,LLC AND THE AUTHORS OF THIS SITE DISCLAIM ALL WARRANTIES, REPRESENTATIONS, PROMISES OR ENDORSEMENTS, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WITH REGARD TO THE INFORMATION ACCESSED FROM, OR VIA, THIS SITE OR THE INTERNET, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON INFRINGEMENT. BUSINESS GROWTH ALLIANCE,LLC AND THE AUTHORS DO NOT ASSUME ANY LEGAL LIABILITY FOR ERRORS OR OMISSIONS IN THIS WEB SITE OR OTHER DOCUMENTS WHICH ARE REFERENCED BY OR LINKED TO THIS WEB SITE, OR RESPONSIBILITY FOR THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY INFORMATION, APPARATUS, PRODUCT, PROCESS, METHOD, OR THEORY DISCUSSED ON THE SITE.

IN NO EVENT, AND UNDER NO CIRCUMSTANCES, SHALL THE AUTHORS OR CONTRIBUTORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, INCIDENTAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES; LOSS OF USE, DATA, OR PROFITS; OR BUSINESS INTERRUPTION; OR LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, HOWEVER CAUSED AND ON ANY THEORY OF LIABILITY, WHETHER IN CONTRACT, STRICT LIABILITY, OR TORT (INCLUDING NEGLIGENCE OR OTHERWISE) ARISING IN ANY WAY OUT OF THE USE OF THIS WEB SITE OR INFORMATION CONTAINED HEREIN, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. IF YOUR USE OF MATERIALS FROM THIS WEB SITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ANY COSTS THEREOF. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

BUSINESS GROWTH ALLIANCE, LLC AND THE AUTHORS OF THE INFORMATION CONTAINED ON THIS SITE DO NOT ASSUME AND HEREBY DISCLAIM ANY LIABILITY TO ANY PARTY FOR LOSS OR DAMAGE CAUSED BY ERRORS OR OMISSIONS IN THE INFORMATION.

DISCLAIMER OF ENDORSEMENT

REFERENCE HEREIN TO ANY INDIVIDUALS, COMPANIES, WEB SITES, PRODUCTS, SERVICES, INFORMATION, HYPERTEXT LINKS FROM THIRD PARTIES OR ANY OTHER INFORMATION BY TRADE NAME, TRADEMARK, MANUFACTURER, SUPPLIER, VENDOR, OR OTHERWISE DOES NOT CONSTITUTE OR IMPLY ENDORSEMENT, SPONSORSHIP, OR RECOMMENDATION OF THIS WEB SITE OR THE MATERIAL CONTAINED HEREIN BY SUCH PARTIES.

REFERENCE HEREIN TO ANY PRODUCTS, SERVICES, PROCESSES, INFORMATION, HYPERTEXT LINKS TO THIRD PARTIES OR OTHER INFORMATION BY TRADE NAME, TRADEMARK, MANUFACTURER, SUPPLIER, VENDOR, OR OTHERWISE DOES NOT CONSTITUTE OR IMPLY ITS ENDORSEMENT, SPONSORSHIP, OR RECOMMENDATION BY BUSINESS GROWTH ALLIANCE, LLC OR THE AUTHOR OF THIS WEB SITE.

Links to Other Sites from this Web Site

Business Growth Alliance, LLC and the authors have not reviewed any or all of the web sites linked from this web site and are not responsible for the content of any other pages or web sites linked from this site. Web sites other than those under the domain bgallc.net and businessgrowthalliance.net are independent entities and a link from bgallc.net and businessgrowthallaince.net does not mean that Business Growth Alliance, LLC endorses or accepts any responsibility for the content, or the use, of such a site. It is the user's responsibility to verify the accuracy of information contained on other web sites, and to take precautions to ensure that web sites visited are free of such items as viruses, worms, Trojan horses and other items of a destructive nature.